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Author Topic: Suggested Insurance provider  (Read 2408 times)

Tim McCulloch

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Re: Suggested Insurance provider
« Reply #10 on: April 11, 2016, 11:42:48 am »

I'm with them now :o. I've suggested them before as well.

Did you ask them why the rates went up?  As I pointed out earlier, insurers set premiums based on their total exposure and claims paid.  If a few of insureds had huge claims last year, *everybody's premiums* will go up, mostly because we're such a small market segment.

Another thing that affects our premiums is the ability and cost to our insurers to secure re-insurance (in effect it's insurance for the insurer).  Scarcity and increased costs of re-insurance directly affect our premiums.
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"Practicing an art, no matter how well or badly, is a way to make your soul grow, for heaven's sake. Sing in the shower. Dance to the radio. Tell stories. Write a poem to a friend, even a lousy poem. Do it as well as you possible can. You will get an enormous reward. You will have created something."  - Kurt Vonnegut

drew gandy

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Re: Suggested Insurance provider
« Reply #11 on: April 11, 2016, 03:39:23 pm »

Don't even think of using American Family.

I had them for over 40 years. One claim and they canceled me and denied my claim.

Bob Cap
Advanced Audio Inc.
Gilbert, MN

Bob, what kind of policy was that?  (Inland marine to cover the gear or general liability or something else)? 
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Remember, you can talk yourself into (or out of) anything.  That's how the human brain works...

Rick Powell

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Re: Suggested Insurance provider
« Reply #12 on: April 11, 2016, 04:11:06 pm »

www.beyerinsurance.com

They work a lot in the entertainment industry; I've known Fred since HS. They don't do policies for dry rental equipment, though.
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Re: Suggested Insurance provider
« Reply #12 on: April 11, 2016, 04:11:06 pm »


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