So the wife and I finally eliminated all credit card debt, hoping never to return to the land of plastic doom.
Then I actually ended up taking advice from a morning talk show. We put the one card we save for emergencies in a tupperware dish, added water, and stuck it in the freezer. Now it sits in darkness, where it belongs, encased in an inch of ice.
Perhaps the effect is merely psychological, but keeping the card in a slightly inaccessible location instead of the wallet has indeed kept us debt free. Unfortunately, if the A/C goes out the card will have to be defrosted, but at least we have stopped using it for unnecessary purchases.
Anyone else taking creative measures to eliminate debt?
-Matt