So I need to get my insurance re-done... who can point me in the direction of a good, competent insurance agent for business liability/gear coverage, who will answer their phone or respond to email in a timely manner?
Ray,For equipment insurance, I use MusicPro. You can complete the online list of equipment and get your policy in place quickly. The policy is underwritten by Hanover. The person who helped me was Laura Donelan, 516-773-8673.For liability, I use Willis. I belong to the National Association of Mobile Entertainers(NAME) and one of the perks of the membership is that one can get liability insurance through Willis. Here's the url for the NAME site where they detail the liability insurance: http://www.nameentertainers.com/join/insurance/Best regards,Bob Charest
MusicPro was one I was trying already. I was working through their website-- and apparently when you request a quote, they put it on your "account" on there, but don't email you to let you know it's there. So I thought they were ignoring me. Haha.Just frustrated and slightly panicked here-- but I think it's working now. I appreciate the name and number for Laura, as getting that direct connection is beneficial! (I don't want to just be a number in a computer somewhere...)Thanks for the response--Ray
If you don't mind me asking, could you (and anyone else) give a little more details about your coverage?Like what you're classified under (as in strictly sound reinforcement, or sound AND lighting, or full on event production [incl. sound/light/staging/truss/etc.], event PROMOTER, etc. etc.) and whats the basic criteria to be under that classification?Does this policy include legal services (if someone were to sue you, would you be able to pay lawyers with insurance/does the insurance company provide lawyers for you)?What kind of payment terms are you on? Like is it yearly/monthly, the quote range ($1000-$2500/$2500-$5000/$5000-$10,000 etc)What does the coverage include? If equipment gets stolen (not only at an event but also during transport/storage/any other situation), if someone (that's not authorized to use the equipment) else damages any of your gear, or if you rent it out to someone & it returns damaged, etc.Could this same insurance company provide coverage for you as a PROMOTER (if it were ever necessary) to extend coverage to event venues, other gear you rent in, performers using your equipment, selling tickets to your events, any altercations/situations that could arise with the audience, etc.Sorry for the extensive post, hopefully i'm not being too nosy, it's just something that i've been concerned with myself for a while, and might actually have to be looking to pursue this in the near future. (useful) Info from anyone is welcome, thanks!
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